Looking to save money, time, retire young and secure your financial future. To do so it all starts with a savings plan. It’s the backbone to taking control of your finances and ensuring you have enough money to enjoy now and retirement.

At first it doesn’t matter how much money you save, although 15%+ is ideal. And for those in debt or experiencing student credit card debt you can use this savings strategy to help dig yourself out.

The key to your finances and one of the top financial education lessons is saving money on a consistent basis. To develop a consistent savings habit that works automatically contact your bank and have them automate your savings plan. Ask them to transfer an amount of money that you choose to your savings account each month. Its best to have them do this the same day you deposit your paycheck - direct deposit makes this a breeze. That way you are paying yourself first and you know what you have left over for bills and fun.